http://lifeinsurancecolorado.org ...good choice. Thu, 22 Oct 2009 21:39:42 +0000 http://backend.userland.com/rss092 en If you're looking at term life insurance, you might be considering a return of premium policy. Return of premium policies are more expensive than traditional term policies, but you get all of your premiums back at the end of the term, assuming you're still alive. Determining whether return of premium ... http://lifeinsurancecolorado.org/2009/10/regular-term-life-or-return-of-premium/ The recession seems to have a lock grip on our economy right now, and employment numbers get worse by the day.  The loss of health insurance that goes along with the loss of a job is a common subject in the news right now.  Most people can't afford COBRA when ... http://lifeinsurancecolorado.org/2009/02/job-loss-often-means-loss-of-life-insurance/ Why Use Insurance Shoppers to Buy Life Insurance? We are independent life insurance brokers, with no allegiance to any particular company. This gives us the freedom to help our customers choose the life insurance that truly fits their financial situation and risk tolerance. We can look at a wide variety ... http://lifeinsurancecolorado.org/2009/02/why-use-insurance-shoppers/ Do You Know How Much Life Insurance You Require? We analyze a client's life insurance requirements using either an income replacement method, or a needs fulfillment method, or both. We also combine this with a clients individual budget for life insurance to determine what type, and how much Colorado life ... http://lifeinsurancecolorado.org/2009/02/how-much-to-buy/ A Good Long Term Investment A universal life insurance policy is more flexible and less expensive than a whole life insurance policy, but the interest rates have lower guarantees. Premiums may be increased or decreased by the policyholder within policy limits in order to change the policy as needs change. ... http://lifeinsurancecolorado.org/2009/02/universal-life-insurance/ An Easy Long Term Solution A whole life insurance policy pays out its face value whenever you die. In the early years of a whole life policy, the premiums are much higher than the customer would pay with a term life insurance policy. These up-front overpayments are what keep the later ... http://lifeinsurancecolorado.org/2009/02/whole-life-insurance/ Term Life Offers the Best Value A term life policy pays out its face value only if you die during the selected term. Normally, if you have not used the death benefit when the term runs out, the policy expires. However, return of premium policies are becoming very popular as an ... http://lifeinsurancecolorado.org/2009/02/term-life/