Do You Need Life Insurance If You Don’t Have Kids?

[...] If you don’t have children, your need for basic life insurance is going to be considerably less than it would be if you did have children. But a small term policy might be the perfect way to provide a cushion for an adult who relies on you emotionally and/or financially, even if that person is technically capable of supporting him or herself entirely. Life insurance is about peace of mind and creating the sort of life you would like for those who are left behind. With no life insurance proceeds, a surviving spouse might have to struggle to make ends meet, sell the house, or work extra hours during an emotionally wrenching time in order to pay the bills. A small life insurance policy could be the thing that makes the financial aspect of the whole situation easier to bear.